OUR GAP COVER
PRODUCT INFORMATION
Our competitive and affordable products are unparalleled in the market place and are the ideal complement to your overall healthcare portfolio. With a range of insurance solutions, Sirago provides comprehensive effective cover to suit every individual.
Disclaimer:
Gap cover is not a substitute for a medical scheme membership and the cover is not the same as that of a medical scheme. This is a Short-term Insurance Accident and Health policy in terms of the Short-term Insurance Act 53 of 1998. The policy wording supersedes any marketing documentation and all benefits will be payable against the policy wording terms and conditions only.
Explore our gap products
Ultimate Gap Cover
Our most comprehensive option with an extensive range of benefits.
From
R645
per month
Exact Gap Cover
Get cover for specific procedures excluded by your medical scheme.
From
R227
per month
Exact with Gap & Co-pay Cover
Cover for specific procedures with additional gap and co-payment cover.
From
R446
per month
Gap Cover Comparison
Benefits
R223 000 OAL
In-Hospital Benefit
Comparison
Gap Cover
Robotic Surgery
Co-payments
Co-payments charged
as a percentage
Penalty Fee Cover
Surgical Procedures
PMB Cover
Hospital Account Shortfall
Sub-Limit Enhancer
Step Down
Out-of-Hospital Benefit
Comparison
Benefit
Specialist Consultation Fee
Casualty Benefit
Appliance Benefit
Trauma Counseling
Accidental Dental Benefit
Cancer Benefits
Cancer Co-payment Benefit
Cancer Benefit – Boost
Cancer Benefit – Breast
Reconstruction
Value-Added Benefits
Gap Cover Premium Waiver
Medical Scheme Premium Waiver
Accidental Death
Cancer Cover (Initial Diagnosis)
Sira’Go Baby
Sirago MedCare (Free Medical
Scheme ADR
Compare cover benefits in depth
Select two cover options to compare benefits.