What is Gov-Gap Cover
This policy has an Overall Annual Limit (OAL) of R183 000 per beneficiary.
This product is a tailor made solution for Government employees who need to optimise their healthcare cover portfolio and premiums covered by Persal.
Membership Eligibility: Principal policyholders must be in the full-time employment of the State and be in possession of a valid and current Persal number in order for a Gov-Gap policy document to be issued. Gov-Gap has a policy cease age of 65. The policy will cease at the end of the benefit year when the policyholder turns 65.
In-Hospital Benefits
Gap Cover
Co-payments
Day Hospital/Clinic and/or In Room Surgical Procedures Cover
PMB Cover
Hospital Account Shortfalls
Sub-limit Enhancer
Value Added Benefits
Gap Cover Premium Waiver
Medical Scheme Premium Waiver
Accidental Death
Cancer Cover (Initial Diagnosis)
Sira-Go’ Baby
Value Added Benefits
Sira-Go’ Baby
Sirago MedCare (Free Medical Scheme Alternative Dispute Resolution Service (ADR))